Comparing The CFPB’s Proposed Call Restrictions With Massachusetts’

In its May 7, 2019 Notice Of Proposed Rulemaking (NPRM) proposing debt collection regulations, the CFPB has proposed restrictions on the number of contacts a debt collector may make with a consumer during a given time period. This is a contentious issue between debt collectors and consumer groups. Debt collectors claim they have to make … More Comparing The CFPB’s Proposed Call Restrictions With Massachusetts’

Massachusetts Mechanic’s Liens – When In Doubt, Record It

The Massachusetts SJC has decided a technical question relating to perfecting mechanic’s liens that clarifies how a claimant obtains a mechanic’s lien where a certain type of lien bond was recorded. In City Electric Supply Company v. Arch Insurance Company, the SJC decided a mechanic’s lien claimant need not record a copy of its complaint … More Massachusetts Mechanic’s Liens – When In Doubt, Record It

Massachusetts – An Act relative to fairness in debt collection

I was browsing the 2019 bills pending in the Massachusetts legislature and encountered this one, SD. 859, An act relative to fairness in debt collection It is identical to a bill filed in the 2017-2018 session, S. 120. Both the 2017 and the 2019 bills had/have parallel Massachusetts house versions.  One of the sponsors, Senator … More Massachusetts – An Act relative to fairness in debt collection