Comparing The CFPB’s Proposed Call Restrictions With Massachusetts’

In its May 7, 2019 Notice Of Proposed Rulemaking (NPRM) proposing debt collection regulations, the CFPB has proposed restrictions on the number of contacts a debt collector may make with a consumer during a given time period. This is a contentious issue between debt collectors and consumer groups. Debt collectors claim they have to make … More Comparing The CFPB’s Proposed Call Restrictions With Massachusetts’

Opposite Court Decisions in Different Jurisdictions – Debt Buyers Need to Know The Laws Where they Do Business

The Massachusetts case of Dorrian v. LVNV Funding LLC 479 Mass. 265 (2018) and the Third Circuit Court of Appeals Case of  Barbato v. Greystone Alliance ____ F3d _____ 2019 WL 847920 (February 22, 2019) came to opposite conclusions as to whether debt buyers are debt collectors, albeit applying state vs. federal law. Nevertheless, the … More Opposite Court Decisions in Different Jurisdictions – Debt Buyers Need to Know The Laws Where they Do Business