Areas of Practice

Consumer Debt Collection Compliance
Assisting debt collectors, debt buyers and lenders in navigating increasingly complex debt collection regulation and disputes. Why Do We Have To Send the FDCPA Notice When No One Understands ItBCFP May Bring Sorely Needed Certainty to Debt Collection Regulation

Construction Supplier Litigation
Legal services for construction suppliers in subcontract and general contract advice and analysis, collection and litigation of claims including all aspects of mechanic’s and other liens, and bond claims, claims in bankruptcy from initial demand to recovery of funds. We act quickly to secure our client’s rights with appropriate liens, bank account and real property attachments. Massachusetts Mechanic’s Lien – It’s The Little Things That Matter  More Mechanic’s Liens Little Things That Matter

Buying, Selling, Mortgages, Title Issues, Title Insurance
Represent buyers/borrowers, lenders and sellers in institutional and private loan transactions, commercial and residential real estate sales and acquisitions, resolving landlord and tenant issues, issuing title insurance and resolving title defects.

Commercial and Consumer Collections
Collection of debts for lenders, small businesses and individuals whether through negotiation or litigation, demand letter or trial, and use of all remedies from prejudgment attachment to repossession and sale of personal property. 2 New Rules in Massachusetts Add to Requirements for Default Judgment

Commercial And Consumer Mortgage Foreclosures
Mortgage foreclosure litigation, lender defense, foreclosure auction sales in compliance with all relevant consumer and other statutes for private and institutional mortgagees including post-foreclosure notices, deeds in lieu of foreclosure, short sales, mortgagee representation in bankruptcy, post-foreclosure eviction. Foreclosing Bank Must Send A New Default Notice If the Borrower Cures

Personal Injury
Car accidents, slip and falls, dog bites, snow and ice, negligent maintenance of premises.

Chapter 7 and 13 for Individuals and Small Businesses
Representation of individuals and small businesses filing bankruptcy. Time and again when collecting debts we find debtor’s counsel has not taken advantage of benefits available to debtors. We bring our extensive experience with creditors to bear in protecting our consumer and small business debtor clients.

Creditors’ Rights Litigation In Bankruptcy
Pursuit of collection and remedies against debtors both in and after bankruptcy, secured and unsecured claims, nondischargeability litigation. Objections to confirmation, relief from the stay, collateral evaluation issues,  motions to assume or reject executory contracts, negotiation of treatment of claims, mechanic’s liens in bankruptcy.

Email: ctolley@phillips-angley.com

Bar Admissions:
Massachusetts, 1987
U.S. District Court District of Massachusetts
U.S. Bankruptcy Court Massachusetts

Education:
Suffolk University Law School, Boston, Massachusetts
J.D. – 1986
Bowdoin College, Brunswick, Maine
A.B. – 1981

YOUR NEEDS AR OUR NEEDS. YOUR GOALS ARE OUR GOALS